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Thank you for visiting LOM Blue
LOM Blue is currently only available to residents of the Cayman Islands. You may continue to browse this page, but please note that you will only be able to sign up if you reside in the Cayman Islands.
LOM Blue
Get startedSmart Investing Starts Here
Grow your wealth confidently and conveniently with LOM Blue – where small investments pave the way for financial success. LOM Blue is an automated savings and investing product designed specifically for young savers and early-career professionals who are in the first chapters of their financial journey.
How it Works
Use our investment calculator to create an investment plan
It will recommend a mix of LOM mutual funds based on your current financial situation and goals.
Sign up online
Our digital onboarding application allows you to sign up from the comfort of your own home.
Leave it to us
LOM Blue will automatically invest each monthly contribution into your chosen allocation of LOM mutual funds.
Track performance on our App
Easily monitor your investments using the LOM App.
Who is LOM Blue for?
- Young savers and early‑career professionals who want to start investing regularly.
- First‑time investors who prefer a simple, app‑based experience and guided fund selection.
- People with a long‑term horizon who are focused on steadily building wealth over time.
LOM Client Lifecycle
LOM Blue
Getting Started
For young savers and first‑time investors who need help getting their feet off the ground.
< USD 25,000
(roughly 2-5 years of investing)
LOM Advisory
Main Wealth Building Phase
For clients who want a dedicated advisor and a personalised plan.
We guide decisions with you and handle the day‑to‑day so you don’t have to.
USD 25,000+
(often 5-10+ years)
LOM Discretionary
Managed Accounts
Protection and Preservation
Fully delegated portfolio management
For clients who want their wealth working harder in the background, with a team actively steering the portfolio for them.
Bespoke investment strategy built around your objectives, risk profile, and constraints, so your portfolio reflects you, not a template.
USD 250,000 – 1M+)
(Multi-year and ongoing)
The exact timeline will vary by person, but the natural progression is: start with LOM Blue, grow with LOM Advisory, and delegate with LOM Discretionary as your wealth and life stage evolve.
Why LOM Blue?
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Low Minimum
InvestmentStart investing with just USD 500 and grow your wealth with minimal fees.
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Quick Online
SetupGet started from the comfort of your home in just 15 minutes – seamless online onboarding with account approval within 72 hours.1.
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Access to In-House
Managed Mutual FundsBenefit from globally diversified, professionally managed mutual funds tailored to your risk profile. LOM funds offer well-balanced portfolios, providing exposure to a range of global markets and asset classes.
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Automated
InvestingUse our algorithm-driven investment calculator to map out a personalized investment plan. Set up automated monthly contributions and let LOM Blue handle the rest. Every contribution is automatically invested, helping you to stay consistent and on track for your financial goals.
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No Lock
Up PeriodsWith LOM Blue, clients enjoy the freedom to deposit or withdraw their funds anytime—no lock-up periods required.
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The LOM
AppYour Financial Command Centre.
Investing made easy
Investing made easy with the LOM Calculator
Our assumptions:
- 0% salary growth rate - your monthly contributions are assumed to remain constant throughout the investment period.
- 0% inflation - the purchasing power of your future returns and contributions are not adjusted for inflation. This assumption may result in either an overestimation of nominal returns or an underestimation of potential impact of inflation on real returns depending on actual inflation rates.
- Stable exchange rates - some investments have exposure to overseas markets which will impact the actual performance.
- Time horizon is at least 5 years. Investing should be seen as a medium to long term proposition.
WARNING: the value of investments, and any income from them can fluctuate up and down and you may not get back what you invest. You should consider whether any products are appropriate in view of your own circumstances, including not only your risk tolerance, but also your financial situation, investment knowledge and / or experience, investment objectives and preferred investment period.
1 Eligibility criteria and fees apply.
Frequently Asked Questions
Identifying Your Investment Plan
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Am I ready to invest?
Do you have a general understanding, financial foundation, a long time horizon, and do you understand the risks of investing? These are a few signs that you may be ready. To find out more read our article: Am I Ready To Start Investing?
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I want to start investing, but I’m not sure what to invest in.
Our investment calculator tool is designed to simplify your investment selection. By answering a series of questions, we will be able to identify three key areas:
- Your Current Financial Position. This identifies whether you are ready to start investing and how much you can contribute.
- Your Future Goals. Whether you're saving for a down payment on a house, retirement or wanting to maximise your savings, having a clear end goal is essential for successful investing.
- Your Appetite for Risk. Understanding your risk tolerance will help us identify suitable investments.
The entire process takes no longer than 5 minutes. Once all questions are answered our algorithm-driven investment calculator tool will suggest your recommended allocation of LOM funds.
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What types of investment products are available through LOM Blue?
LOM Blue clients are restricted to our professionally managed mutual funds. More information about the suite of mutual funds available to LOM Blue clients can be found here
Trading individual equity, fixed income, derivatives or alternative securities is not possible through this service. If you are looking for a more tailored approach to investing, we recommend our advisory service. Find out more about our premium advisory service here.
How do I sign up?
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Where do I sign up?
Use this link to get started with the LOM Blue application process.
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What does the onboarding process look like?
Our onboarding application is completely digital. The application form takes no longer than 15 minutes to fill out. To ensure a smooth process, please have the following documents ready:
- A valid passport or driver’s licence
- Proof of residence – this must be either a bank statement or a utility bill with your full name and Cayman address. (Note: LOM Blue is only available to Cayman residents at this time.)
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How can I contact customer support if I need help during the onboarding process?
If you have any questions, please email lomblue@lom.com.
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I have completed the application process. Now what?
Please allow up to 72 hours for your onboarding application to be assessed and your account to be opened and ready for trading. If we require additional information, we will contact you directly.
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Can I still download and access the app and send money while I wait for compliance approval?
No, you will need to wait for compliance approval before downloading and logging into the app. LOM will send you a welcome email with a link to download the app and login details upon approval of your application.
General Account Queries
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Are there minimum ongoing contribution requirements?
Yes. Consecutive contributions to your investment account must meet a minimum of $100 USD. Clients are expected to contribute at least USD $500 a month or USD $6,000 a year to their LOM investment account. Clients failing to meet this expectation will be subject to review by LOM, whom reserves the right to close the account and return the remaining balance at its discretion.
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What are your fees?
All our funds are subject to a management fee and an administrative fee. These fees differ according to the fund and are incorporated into the Net Asset Value (or price) of the fund.
More information on fees can be found in our fund brochure.
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What is your performance?
More information on individual fund performance can be found on our mutual funds page.
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How easy is it to withdraw money?
Withdrawing funds from your account is easy and can be requested through the LOM app. However, please note that LOM Blue clients are limited to one withdrawal a quarter.