Board of Directors

Scott Lines

Chairman and Chief Executive Officer

Scott Lines is responsible for the overall management of the LOM Financial Group. Prior to co-founding LOM in 1992, Scott worked for The Bank of Bermuda Limited in fund management. Scott is a graduate of the University of Toronto, with a B.A. in Economics and nearly 40 years of experience in the global financial markets. In addition to his duties on LOM’s Board, Scott serves as Chairman of Auto Solutions Limited as well as Director of St. George’s Group, Masters Limited and Queen Street Holdings Limited.

Horst E. Finkbeiner, II, M.S.c.,MIoD, MICA, Cdir

Independent Director, Audit Committee Chairman

Horst Finkbeiner has 30 years of experience in the financial services industry. Horst currently serves as Director of Operations with Creaghan McConnell Group Ltd in Toronto, which provides specialized financial advice and services to ultra-high net worth business families. Previously, Horst has served as the Chief Operating Officer of Bermuda Commercial Bank Limited, and prior to that as its Chief Compliance Officer. Horst has been a non-executive Director of LOM Financial Limited and its Bermuda-regulated subsidiaries since April 2014 and is the chairman of the Audit Committee. Horst served as a trustee of the Bermuda High School and chair of the Strategy and Advancement committees. Horst is a Fellow of the Institute of Directors (IoD) in London UK and of the International Compliance Association - becoming the first Bermudian to receive the IoD’s Chartered Director designation in Bermuda in 2012.

Glen C. Smith, JP

Independent Director

Glen Smith is a successful Bermudian businessman and entrepreneur. Glen is currently the managing director of Auto Solutions, Bermuda’s largest auto dealer and has previously launched and sold 11 other successful Bermuda businesses. Elected as a member of the Bermuda Parliament in 2012, Glen served until 2017. Glen has previously served as the Deputy Mayor of the City of Hamilton, the capital of Bermuda and as a director of several Bermuda companies. Glen's community involvement includes serving as a Trustee of The Reading Clinic, a Trustee of Somersfield Academy, a Member of the Ports Authority Board, a member of the Advisory Board for The Bermuda Fire and Rescue Service, a Constable with the Bermuda Police Reserves and has been a Justice of the Peace since 2001.

Robert J. Cooney

Independent Director, Audit Committee Member

Robert Cooney is an Executive Director of Auréo Capital Ltd. Prior to Auréo Capital, Robert held several high-level positions in the Bermuda insurance/reinsurance sector including Managing Director of Capital Markets for AON Re Global; Chairman, President & CEO of Max Capital Ltd. (now Alterra Capital); President & CEO of XL Insurance Ltd.; President & CEO of Trenwick Services Bermuda Ltd.; Partner of Wypich Illsley and Underwriter at General Reinsurance Ltd. Robert holds an MBA in Finance from Queen’s University and a BS in Geology from Mt. Allison University.

Craig D. Lines

President, LOM Financial (Bahamas) Ltd and Executive Director

Craig Lines oversees the Group’s international operations and is based in our Nassau, Bahamas office. Prior to joining LOM in 1997, Craig worked in trading and corporate finance at Canaccord (Genuity) Capital and in operations and risk control at Everest Capital Limited, an institutional hedge fund manager. Craig serves as a Director on a number of private holding and operating companies in addition to LOM’s Board.

Leslie Rans, CPA

Independent Director, Audit Committee Member

Leslie has extensive experience in both financial and operating environments with a strong focus on corporate governance and improving financial reporting and compliance. For the majority of her career, she has worked for publicly listed companies on the London and Bermuda stock exchanges.

Having transitioned to a non-executive career, Leslie previously served as Chief Operating and Financial Officer at Ocean Wilsons Holdings Limited (an LSE listed Bermuda based investment holding company), and has held senior executive positions at Digicel Bermuda Limited, BAS Limited, One Communications Ltd and The Bank of Bermuda. She currently sits as a Director and Chair of the Audit Committee of the Board of BAS Limited.

Rik Parkhill

Independent Director of LOM Financial

Rik Parkhill has over 40 years of experience in the financial services industry, including managing banks, brokerage firms, and stock exchanges.

Most recently, Rik led the development and launch of Sagicor Bank (Barbados), the first fully digital bank in the Caribbean, and served as Executive Chairman from 2022 to 2025. Previously, he served as Head of Strategic Advisory for Clariti Strategic Advisors, a mid-market investment bank that provides advisory services to corporations and institutional investors. Rik was the CEO of CIBC FirstCaribbean International Bank from 2011 to 2015, which is one of the largest regional banks operating in the Caribbean. He joined CIBC in 2008 as Head of Cash Equities, which became recognized as the Canadian leader in equity trading. Prior to joining CIBC, Rik held several senior executive positions with the TMX Group (the owner of the Toronto Stock Exchange), including President and Interim Co-Chief Executive Officer.

Rik has also served as a director on the boards of a number of public and private companies, including Sagicor Financial, Sagicor Bank (Barbados), Sagicor Bank (Jamaica), CIBC FirstCaribbean, Anaergia and Clariti Strategic Advisors.

Trevor Torzsas BSc. MSc.

Independent Director

Trevor brings nearly 30 years of experience in the financial services industry, with a strong track record in customer relationship management, corporate strategy, capital raising and digital transformation. As Managing Partner of TCR Advisory, his team most recently completed the build and development of the Caribbean’s first fully digital bank. From 2012-2018, he held executive leadership roles at CIBC FirstCaribbean, where he was instrumental in driving customer-centric digital transformation and payments innovation across the Caribbean, Central and South America, and North America. Prior to that, he headed CIBC’s global relationship management program in Canada.

In addition to his professional roles, Trevor has held several board directorships, including with CIBC Bank and Trust Company (Bahamas) Ltd., FirstCaribbean International Bank (Bahamas) Ltd., FirstCaribbean International Bank (Trinidad and Tobago) Ltd. and ICPS. He also served as Director of the FirstCaribbean International ComTrust Foundation and played a founding leadership role in the establishment of CIBC FirstCaribbean’s Walk for the Cure, reflecting his strong commitment to community and charitable initiatives.

Francesca Lines

Non-Executive Director

Currently, Francesca is part of the Property & Casualty broking team at Acrisure Re in London, where she structures risk transfer solutions across various classes, working closely with clients and key stakeholders. Originally from Bermuda, she began her career in the island’s reinsurance market, gaining experience across broking, client management and capital advisory. Francesca holds a dual degree in Economics and English Literature from Boston College. She brings a fresh perspective to Bermuda’s reinsurance landscape and its significance to the broader economies of the jurisdictions in which LOM operates.