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December 10, 2025
As the Christmas lights go up and the so-called Santa Claus rally comes into focus, December reminds us why it’s historically one of the stronger months for markets.
We’ve just seen it play out—Black Friday and Cyber Monday saw billions spent, helped along by easier credit and recent U.S. rate cuts. Consumers are spending, confidence is improving, and that holiday momentum often carries into markets too.
But for investors, December isn’t just about year-end rallies—it’s also a great moment to think long term.
In our final episode of the year, Jason Chlup and Amy Clarke talk about the quiet power of compounding—reinvesting dividends, contributing consistently, and letting your investments grow over time without constantly dipping into your pocket.
Markets don’t move in straight lines, but history keeps teaching us the same lesson: it’s not about timing the market, it’s about time in the market.
And as James Balfour reminds us, real wealth isn’t built by chasing quick wins—it’s built slowly and steadily, much like a pension working quietly in the background.
As we close out the year, now’s the perfect time to review your goals and start planning for 2026. If you’d like to chat, Jason or Amy would be happy to help.
The information contained in this article is for information purposes only, and represent the views of the author. It is not intended as specific investment or financial advice, or a recommendation or solicitation to buy or sell any security. Any investments or strategies listed in this article may not be suitable for all investors. Past performance is not indicative of future performance, and as with any investment, prices may fluctuate. It is recommended that advice is sought from a qualified investment professional prior to implementing any financial plan. LOM has made every effort to ensure that the contents herein have been compiled from sources believed reliable, however LOM does not warrant the accuracy, adequacy, timeliness, or completeness of this information expressly disclaims liability for errors or omissions in this information.
